Loans

Our card is all you’ll need to build credit, earn rewards, or use for emergencies. Credit cards don’t need to be complicated. Our Visa® cards offer low rates and fewer fees than you’ll find most anywhere else. In addition, our balance transfers have no fees and share the same low rates as purchases, which make these cards a perfect balance transfer option. Learn more about our cards and how they can keep your life and wallet simple.

Apply for a Credit Card

Platinum Northwest Rewards Visa Earn points for purchases and balance transfers. Redeem Points for merchandise, gift cards, travel services or cash. Plus, choose your card design.

We offer some of the best rates in the region to help purchase or refinance new and used cars, trucks, and vans. With plenty of options for financing terms, major mechanical protection, guaranteed asset protection (GAP) and automatic payments, we’re proud to offer hard-to-beat value and service. You can even find Premier service on-the-spot financing at dealerships throughout the country.

Apply for a Vehicle Loan

*Rates will vary depending on credit qualifications, loan terms, and payment method. Loan terms available may vary depending on amount borrowed, length of contract, credit history, and collateral. All loans are subject to approval. Regular terms and conditions apply. Roosevellt Bank is an Equal Opportunity Lender.

Recreational Vehicles: We can help you explore the outdoors with loans for boats, motorhomes, and travel trailers! Get financing for the heavy haulers and outdoor toys you’ve always wanted.
Power Sport Vehicles: We have loans for the fun wheels you’ve always wanted: motorcycles, dirt bikes, ATVs, snowmobiles, or scooters.
Specialty Collateral Vehicles: Need a loan for a heavy hauler or a cargo trailer? We offer loans for vehicles with utility beds, box trucks, and cargo vans.

Apply for a Recreational Vehicle

*Rates will vary depending on credit qualifications, loan terms, and payment method. Loan terms available may vary depending on amount borrowed, length of contract, credit history, and collateral. All loans are subject to approval. Regular terms and conditions apply. Rosevlt Bank is an Equal Opportunity Lender.

Hardship Loan: We created this loan to help members financially affected by Coronavirus (COVID-19) or the wildfires (Between $500 – $2,500 -Rate: 0% for 90 days, 5.99% after 90 days-). For whatever you need. Keep your options open with these products designed to make your life easier. Program subject to change without prior notice. Certain terms and conditions apply.
The Hardship Loan: features 0% interest rate and no payments for the first 90-days, with a subsequent interest rate of 5.99% for the remaining 2 years. The blended APR over the entire 24-month term of the loan is 5.99%. No prepayment penalty.

Apply for a Personal Loan

A loan of $1,000 will have 24 payments of $45.00 per month, and total interest paid of $73.59. This Emergency Assistance Loan is available to affected Roosevellt Bank members. Members must meet minimum qualifications established for this special program. Available loan amounts range from a minimum of $500 and a maximum loan amount of $2,500.00.

Home Equity Line of Credit (HELOC): Our variable-rate home equity lines of credit allow you to borrow money, pay it back, and borrow again during the 10-year draw period. Our HELOCs provide flexible and convenient ongoing access to the equity in your home. Home equity loans can help you make home improvements, consolidate debt, and more.

• 10-year draw period.
• Variable rates as low as 3.25% APR.
• Loans available up to $250,000.
• Fixed rate lock options available.
• Only pay interest on the HELOC portion that you use.
• Available in a Rewards credit card: earn points on every purchase!.
• Ideal for home improvement projects, debt consolidation, or tuition expenses.

Apply for a Home Equity Loan

To open your account, you may need to pay for an appraisal ($695). Roosevellt Bank generally covers all other third party costs associated with originating home equity loans.